Frequently Asked Questions

Apart from gaining access to high quality investment funds and the ease of establishing Beneficiary accounts for children and other beneficiaries, iTrust is a low cost investment option that provides daily investment and withdrawal; daily valuation and reporting; the ability to accept contributions from family and friends, and access to an experienced funds management team.

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The Guardian is the Investor in iTrust and the legal owner of the iTrust investment across all of the Guardian’s nominated Beneficiary accounts. Nominated Beneficiaries are not investors in iTrust. All Investor communication is channelled through the Guardian. Refer to the PDS
The legal owner of the iTrust account is the Guardian who establishes the account. Each iTrust account can have up to 10 Beneficiary accounts and the Guardian can also be a Beneficiary. Further information on the legal structure and operation of the Guardian account and Beneficiary account(s) is contained in the PDS.
To establish an iTrust account the Guardian goes through the registration/identity verification process on the iTrust platform.  Each iTrust account can have up to 10 Beneficiary accounts and the Guardian can also nominate themselves as a Beneficiary.  Further information on the legal structure and the operation of the Guardian account and Beneficiary account(s) is contained in the PDS.
Once the Guardian has established the iTrust account, the Guardian can start investing, and also start inviting  family and friends to invest in the Guardian’s Beneficiary accounts.

Create an Investment Account

iTrust uses Westpac Bank’s payment facilities which provide bank grade security to allow you to set up one off or regular investments from your bank account. Investments can be made on a 24/7 basis on the iTrust platform and usually take up to three business days to clear.  We cannot accept credit card payments.

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Your investments are not held by iTrust and instead are protected at all times by an ASIC approved Custodian, Perpetual Corporate Trust Limited ACN 000 341 533 (AFSL 392673).

This means no-one else, including iTrust, has access to your investments, and particularly that your investments are held separately from the operations of iTrust. If anything were ever to happen to iTrust, the Custodian would be able to return your investments to you.

As Custodian, Perpetual acts in accordance with a Custody Agreement with iTrust. Perpetual will safekeep the assets of iTrust, collect the income of iTrust’s assets and act on iTrust’s directions to settle each of the investments of iTrust. For more information about Perpetual’s role, please see the PDS.

When investing with iTrust you should understand:

  • Having long term investment goals is a solid approach to investing;
  • The value of your investments may rise and fall;
  • Investment returns will vary and historical returns may not be the same as future returns;
  • Returns are not guaranteed, and there is a chance you may lose money on any investment you make; and
  • Laws affecting your investment in a managed investment scheme may change over time.

For further information about our investment methodology and the risks associated with investing with iTrust, please refer to the PDS.

You can withdraw all or part of your investment at any time. You log in to your account, view your dashboard, and click on the withdrawal option, it normally takes up to seven business days to deposit monies in your nominated bank account.

You are free to boost your investment and withdraw funds at any time without charge. Information on fees is contained in the PDS.
Please see this page for more information on what fees iTrust charges.

To become an Investor in iTrust you need to be a resident of Australia and satisfy our Investor registration and verification process. To send a Gift via iTrust you need to have an Australian registered bank account.

An outline of the tax implications of investing in iTrust is contained in the PDS. You should seek advice from your financial planner or accountant about how it affects you.

iTrust makes distributions on an annual basis and distributions are reinvested in iTrust.  Where a distribution is made, the Guardian will receive a Distribution Statement which sets out the amount of the distribution and the tax nature of the distribution.

Investors also need to consider Capital Gains Tax (CGT) in periods where the Investor sells or transfers their investments. We are not able to provide a CGT calculation or report, however we can provide all transaction and distribution information to allow you, or your accountant, to calculate this.

No, you just need the email address of the person who will be the Guardian and who will manage the account.  If the Guardian does not have an iTrust account, the Guardian will establish an iTrust account and redeem the gift card to the child’s Beneficiary account.  If the Guardian already has an iTrust account, the Guardian will redeem the gift card directly into the Beneficiary account or establish a Beneficiary account  if the child or other beneficiary is not already nominated as a Beneficiary under the Guardian’s account.

Create a Giftcard

No, you just need the email address of the person who will be the Guardian and who will manage the account.  If the Guardian does not have an iTrust account, the Guardian will establish an iTrust account and redeem the gift card to the child’s Beneficiary account.  If the Guardian already has an iTrust account, the Guardian will redeem the gift card directly into the Beneficiary account or establish a Beneficiary account  if the child or other beneficiary is not already nominated as a Beneficiary under the Guardian’s account.

Create a Giftcard

You can log in online to the iTrust platform and update your personal details and recurring gifts.