Easter Show 2023
Launch your child’s first investment account with a bonus $25 investment.
Over several years we’ve supported parents and carers committed to securing their children’s financial futures.
Our aim is to help families build long term wealth, as well as ease the dependence on the Bank of Mum & Dad when their babies grow up.
We’ve kept things simple
Choose your investment allocation between our three options, or stick with the Balanced fund as the default when you signup.
*The returns shown are historical and after fees, and since the inception of each underlying investment option. Actual returns may differ from historical returns, and past performance is not a reliable indicator of future performance. Please read the PDS for more information.
Our investors trust us
Compounding Effect Visualiser
The visualiser assumes an initial investment of $1,000, and then regular contributions of $100 per month for the life of the investment.
An annual compounding growth rate of 6.00% is applied to these accumulated contributions to arrive at a projected total value (blue line). These same contributions are also shown without any growth rate applied (orange line), as well as returns if only a cash interest rate of 0.50% were applied (black line).
Drag the line below to see how compounding can grow an investment, compared to the returns from simply holding cash.
Compounding Effect Visualiser Disclaimer
The visualiser does not constitute investment advice and you should always seek professional advice from a qualified financial advisor.
The visualiser is designed as an educational tool and is not intended to reflect actual returns from investing in any asset, either historical or future. Certain assumptions have been used within the visualiser to project theoretical returns at certain points in time; there is no guarantee that any investment will perform exactly as those displayed by the visualiser.
You should always take account of your own circumstances and tolerance of risk and uncertainty when making a decision to invest in a particular asset class. This includes the likelihood that the financial returns resulting from that investment may not reflect any assumptions that existed at the time the investment was made.
Frequently Asked Questions
Are there any risks associated with investing with Itrust Invest?
When investing with Itrust Invest you should understand:
- Having long term investment goals is a solid approach to investing;
- The value of your investments may rise and fall;
- Investment returns will vary and historical returns may not be the same as future returns;
- Returns are not guaranteed, and there is a chance you may lose money on any investment you make; and
- Laws affecting your investment in a managed investment scheme may change over time.
For further information about our investment methodology and the risks associated with investing with Itrust Invest, please refer to the PDS.
Who is in charge of the Itrust Invest account?
The legal owner of the account is the Guardian who establishes the account. Each Itrust Invest account can have up to 10 Beneficiary accounts and the Guardian can also be a Beneficiary. All Investor communication is channelled through the Guardian. Further information on the legal structure and operation of the Guardian account and Beneficiary account(s) is contained in the PDS.
Can I withdraw part or all of my investment?
You can withdraw all or part of your investment at any time. Simply log in to your account, view your dashboard, and click on the withdrawal option. It then normally takes up to five business days to deposit monies into your nominated bank account. For any assistance with withdrawals contact email@example.com.
What fees does Itrust Invest charge?
At Itrust Invest our philosophy is to make high-quality investments easily accessible and affordable to parents and Guardians around the country.
We don’t charge any fee for the initial setup of your account, nor do we charge brokerage fees on further contributions or withdrawals or exit fees.
To keep your Guardian and up to 10 Beneficiary accounts running smoothly 24/7 we do charge an Account Maintenance Fee of $3.50 per month or $35 if paid annually. We don’t however charge the Account Maintenance Fee if someone wishes to provide a one-off Gift as a Guest.
The responsible entity for Itrust Invest (Stapleton Asset Management Limited) does charge an annual management fee of 0.3075% of funds under management to cover the costs of managing the Itrust Invest fund. There are also additional management expenses required to ensure the legal, regulatory, accounting, auditing, and banking compliance of the fund, which we estimate to be 0.415% of funds under management.
For more information, please review the PDS and also visit our fee breakdown page.
What are the tax implications of investing in Itrust Invest?
An outline of the tax implications of investing in Itrust Invest is contained in the PDS. You should seek advice from your financial planner or accountant about how it affects you.
Itrust Invest makes distributions on an annual basis and distributions are reinvested in Itrust Invest. Where a distribution is made, the Guardian will receive a Distribution Statement which sets out the amount of the distribution and the tax nature of the distribution.
Investors also need to consider Capital Gains Tax (CGT) in periods where the Investor sells or transfers their investments. We are not able to provide a CGT calculation or report, however we can provide all transaction and distribution information to allow you, or your accountant, to calculate this.
Can I transfer an Itrust Invest investment to a Beneficiary when they turn 18, without Capital Gains Tax applying to this transfer?
In some circumstances it may be possible for a Guardian to transfer ownership in the Itrust Invest units to their Beneficiary when the Beneficiary turns 18, and for Capital Gains Tax not to apply to this transfer. However, with all things tax, we recommend you seek your own advice about this from a qualified tax advisor.