Invest with us
Start investing now for your child’s future.
Choose your investment allocation between our three options, or stick with the Balanced ETF as the default investment option when you signup.
We’ve selected Global X Physical Gold as our Gold investment based on:
Growth of $1000 invested since inception to 4th August 2022
Total returns in Australian dollar terms. Returns for periods greater than one year are annualised. Fund inception date 28 Mar 2003.
We’ve selected Vanguard’s Diversified Balanced ETF as our Balanced investment based on:
Growth of $1000 invested since inception to 4 August 2022
Calculations are based on net asset value with distributions reinvested, after ongoing fees and expenses but excluding individual tax. Fund inception 20 November 2017.
We’ve selected the Magellan Global Fund as our Global Equities investment based on:
*Return per annum. As at 31/12/2021.
Growth of $1000 invested since inception to 1st August 2022
Calculations are based on net asset value with distributions reinvested, after ongoing fees and expenses but excluding individual tax. Fund inception 01 July 2007.
Our investors trust us
Why Itrust Invest?
One low management fee
Actively managed & passive investment options
Itrust Invest is an ASIC- registered fund
Frequently Asked Questions
Are there any risks associated with investing with Itrust Invest?
When investing with Itrust Invest you should understand:
- Having long term investment goals is a solid approach to investing;
- The value of your investments may rise and fall;
- Investment returns will vary and historical returns may not be the same as future returns;
- Returns are not guaranteed, and there is a chance you may lose money on any investment you make; and
- Laws affecting your investment in a managed investment scheme may change over time.
For further information about our investment methodology and the risks associated with investing with Itrust Invest, please refer to the PDS.
Who is in charge and who is the owner of the Itrust Invest account?
The Guardian who establishes the account is the Investor in Itrust Invest and is the legal owner of the investments across all the Guardian’s nominated Beneficiary accounts. All Investor communication is therefore channelled through the Guardian.
Nominated Beneficiaries and Contributors/Gifters are not Investors in Itrust Invest.
Further information on the legal structure and operation of the Guardian account and Beneficiary account(s) is contained in the PDS.
Can I withdraw part or all of my investment?
You can withdraw all or part of your investment at any time. Simply log in to your account, view your dashboard, and click on the withdrawal option. It then normally takes up to five business days to deposit monies into your nominated bank account. For any assistance with withdrawals contact firstname.lastname@example.org.
What fees does Itrust Invest charge?
At Itrust Invest our philosophy is to make high-quality investments easily accessible and affordable to parents and Guardians around the country.
We don’t charge any fee for the initial setup of your account, nor do we charge brokerage fees on further contributions or withdrawals or exit fees.
To keep your Guardian and up to 10 Beneficiary accounts running smoothly 24/7 we do charge an Account Maintenance Fee of $3.50 per month or $35 if paid annually. We don’t however charge the Account Maintenance Fee if someone wishes to provide a one-off Gift as a Guest.
The responsible entity for Itrust Invest (Stapleton Asset Management Limited) does charge an annual management fee of 0.3075% of funds under management to cover the costs of managing the Itrust Invest fund. There are also additional management expenses required to ensure the legal, regulatory, accounting, auditing, and banking compliance of the fund, which we estimate to be 0.415% of funds under management.
What are the tax implications of investing in Itrust Invest?
From a legal perspective, the Guardian is the Investor in Itrust Invest, and is the legal owner of the units across all the Guardian’s nominated Beneficiary accounts, and so is wholly responsible for any tax consequences arising out of it. This means nominated Beneficiaries don’t come into the picture with respect to tax.
Investors need to consider Capital Gains Tax (CGT) in periods where the Investor sells or transfers their investments, and income tax consequences in periods where a distribution is made to the Investor.
We are not able to provide a CGT calculation or report, however we can provide all transaction and distribution information to allow you, or your accountant, to calculate this.
An outline of the tax implications of investing in Itrust Invest is contained in the PDS. You should seek advice from your financial planner or accountant about how it affects you.
Can I transfer an Itrust Invest investment to a Beneficiary when they turn 18, without Capital Gains Tax applying to this transfer?
In some circumstances it may be possible for a Guardian to transfer ownership in the Itrust Invest units to their Beneficiary when the Beneficiary turns 18, and for Capital Gains Tax not to apply to this transfer. However, with all things tax, we recommend you seek your own advice about this from a qualified tax advisor.
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